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An average user may have about seven passwords.
Most users are using easy to guess passwords. Complicating this further is using the same password across all your online accounts.
You could be changing your phone for various reasons. These reasons may include getting a newer phone, replacing a lost or stolen phone. Could you be unknowingly giving away your data on your old phone?
NITA-U issues 7 security tips for online shopping:
Ransomware